Personal Loans

Collateral Loans - Special

  • Credit Score: 730 and above = 7.99% buy GAP 6.99% up to 36 Months
    Credit Score: 730 and above = 5.99% buy GAP 4.99% 37 to 72 Months
    Credit Score: 730 and above = 6.99% buy GAP 5.99% 73 to 84 Months
    Credit Score: 680-729 = 7.99% buy GAP 6.99% up to 72 Months
    Credit Score: 680-729 = 8.99% buy GAP 7.99% 73 to 84 Months
    Credit Score: 640-679 = 9.99% buy GAP 8.99%
    Credit Score: 600-639 = 10.99% buy GAP 9.99%
    Credit Score: 550-599 = 15.99% buy GAP 14.99%
    Credit Score: 549 or less = 17.99% buy GAP 16.99%

  • Restrictions Apply

  • 125% Financing of NADA, 5 Years and less, Plus Tax, Title, Extended Warranty Doc fees and GAP

  • For Campers and Motor Homes financed 85 to 144 months ADD 4% to any interest rate, Minimum $75,000.00

Auto Loans

  • Competitive fixed rates

  • Buy new or used vehicles

  • Refinancing may lower your rate!

Recreational Vehicle Loans

  • Competitive rates for different recreational vehicles

  • RVs, motorcycles, boats, watercraft, tractors and more

  • Pre-approval for added confidence when buying

Signature Loans

  • Competitive rates for one-time or ongoing needs

  • A wide range of terms, and not collateral required

  • Friendly, helpful service from start to finish

Share or Certificate Secured Loans

  • Funds secured by savings established with MSNGFCU

  • Avoid compromising your savings

  • Local, Mississippi decision making and processing

The Guard Loan

  • When you need a little extra for the holidays or between paydays

  • More reliable and affordable than payday loans

  • Cash repayment terms up to 12 months

  • No credit check

  • Restrictions Apply